Enroll & Pay – Merchant Terms and Conditions
Last Updated: 03/10/2023


  1. Introduction
    The Enroll & Pay service is a merchant-customer relationship management software service
    (“Service”) that allows opted-in members to receive loyalty-based offers, discounts, rewards and
    promotional advertising content (“Rewards”) from merchants via the Enroll & Pay loyalty application.
    Payment Integrations. Inc. d/b/a Enroll & Pay and its affiliates and subsidiaries (collectively “Enroll & Pay”,
    “we”, “us”) operate and provide the Service to you as a merchant (“Merchant”, “you”, or “your”) in
    accordance with these Enroll & Pay – Merchant Terms and Conditions (“Terms”).
    The Service includes and is made available to you via the Enroll & Pay application (“Enroll & Pay
    App”) that you can download to your terminal from your processor app store or app distribution platform.
    BY CLICKING [“I ACCEPT”] OR BY ACCESSING OR USING OUR SERVICES, YOU AGREE TO BE
    BOUND BY THESE TERMS AND ALL TERMS INCORPORATED BY REFERENCE, INCLUDING THE
    MANDATORY ARBITRATION PROVISION AND CLASS ACTION WAIVER IN SECTION 16, AND ANY LINKED
    TERMS HEREIN. IF YOU DO NOT AGREE WITH THE TERMS (AS DEFINED BELOW), DO NOT INSTALL OR
    USE THE ENROLL & PAY APP OR SERVICES (INCLUDING THE ENROLL & PAY APP’S RELATED SERVICES OR
    FEATURES).

  2. Agreement to the Terms and Disclosures
    After you download the Enroll & Pay App on your Merchant Device, you will be able to register
    with Enroll & Pay and create your Enroll & Pay Merchant account. These Terms, includes the order form
    executed by the parties that reference these Terms which sets forth any additional terms and conditions
    under which those products and Services will be delivered (“Order Form”), form a legally binding contract
    between Merchant and Enroll & Pay in relation to your use of the Enroll & Pay App and Services.
    If you agree to be bound by these Terms, you represent and warrant that:

  1. Your Use of the Enroll & Pay App and Service
    3.1
    Eligibility
    Registration for and use of the Service and its features is void where prohibited. By registering
    and using the Service and its features, you represent and warrant that (a) you are duly organized and
    validly existing under the laws of the jurisdiction in which you are organized; (b) you have all legal rights,
    powers, and authority, and have obtained all approvals, permissions and consents necessary to create a
    Merchant account and to perform your obligations hereunder; (c) the execution, delivery and
    performance of these Terms does not and will not conflict with any agreement to which you are a party;
    (d) all registration information you submit is truthful and accurate; and (e) you will maintain the accuracy
    of such information. If you provide any information that is untrue, inaccurate, not current or incomplete
    (or Enroll & Pay has reasonable suspicion that such information is untrue, inaccurate, not current or
    incomplete) or you otherwise have violated the Terms, Enroll & Pay has the right to suspend or terminate
    your Merchant account and refuse any or all-current or future use of the Service.
    3.2
    Registration and Passwords
    When you create your Enroll & Pay Merchant account, you will be asked to provide an email
    address and password. You agree that Enroll & Pay will not be liable for any loss that you may incur as a
    result of an unauthorized user using your email or password, either with or without your knowledge. You
    must maintain the security of your Merchant account and promptly notify us if you discover or suspect
    that an unauthorized user has accessed your Merchant account. You are responsible for your Merchant
    account and all activities that occur through the use of your credentials. You are liable for all actions
    occurring on or through your Merchant account, including any losses incurred by Enroll & Pay due to an
    unauthorized third-party using your email or password. In addition to providing your email and creating a
    password, you will be asked to provide certain information to enable Enroll & Pay to contact you in
    accordance with the Terms. Please see the Privacy Policy for details.
    3.3
    Using your Enroll & Pay Merchant Account
    Through your Enroll & Pay Merchant account, you can configure the offers, conditions, discounts,
    points and other loyalty benefits you offer (“Reward Program Rules”) to your loyalty members (“Loyalty
    Members”) through your Merchant Rewards program (“Reward Program”). Loyalty Members are
    individual consumers who have opt-in to Merchant’s Reward Program. Merchant may include in its
    Reward Program Rules, among other things, ‘Reward Program Type’ (‘Points’ or ‘Punch Card’) and
    ‘Enrollment Reward’ (‘Instant Discount’, ‘Percentage Off’, or ‘Points’). You will be notified when your
    Reward Program Rules set up is complete. If at any time you wish to change your Reward Program Rules,
    you may do so by logging into your Merchant account or contacting Enroll & Pay support at
    info@enrollandpay.com. Reward item and offers are designated by the your Reward Program Rules. Upon
    your request, Enroll & Pay will also deliver special offers and push notifications from you on your behalf
    to your Loyalty Members. Merchant is responsible for providing any required notices and obtaining any
    required consents in connection with any marketing, special offers, push notifications Enroll & Pay
    provides to Loyalty Members for or on Merchant’s behalf. Loyalty Members have the right to “opt-out”
    of those special offers and push notifications. Please ensure the accuracy of your contact information
    (email and phone number) during registration. These communication methods are used in order to keep
    you updated with respect to notices, Reward Program Rules, customer relationship management tools,
    account updates, and other important communications. You are solely responsible for providing all
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    content, information, and required notices disclosures, and consents, relating to your Rewards Program
    and Rewards, including the type of Reward, and amount and limits on applicable Rewards to your Loyalty
    Members, and you are solely responsible for managing, responding to, and/or resolving any complaints,
    issues, or inquiries relating to your Rewards Program and/or Rewards. Enroll & Pay does not offer Rewards
    or Merchant’s Reward Program and is not responsible for any Rewards to Loyalty Members.
    3.4
    Updates
    Enroll & Pay is constantly innovating in order to provide the best possible experience for any
    merchant that installs the Enroll & Pay App. You acknowledge and agree that from time to time, and
    without prior notice to you, Enroll & Pay may at its sole discretion release updates to the Enroll & Pay App
    that you may be required to install. In addition, some updates may prevent you from accessing the Enroll
    & Pay App or certain features within the Enroll & Pay App (permanently or temporarily) and, if that occurs,
    you will be notified through the contact information you provided at registration.

  2. Your Privacy and Personal Information
    4.1
    Privacy
    We understand that your privacy is important. Enroll & Pay has developed a privacy policy, at
    https://www.enrollandpay.com/privacy-policy/, describing how we collect, use, share, process and
    disclose information (“Privacy Policy”). By downloading the Enroll & Pay App, you acknowledge that you
    have reviewed Enroll & Pay’s Privacy Policy.

  3. Changes to the Terms
    We reserve the right to make changes to the Terms at any time by publishing a revised version of
    the Terms on the Enroll & Pay App or via the email address associated with your Merchant account. The
    revised version of the Terms will take effect from the time it was first published. You will be subject to the
    Terms in force at the time that you download the Enroll & Pay App. Your continued use of the Enroll &
    Pay App indicates your acceptance of any such updates and changes. You are advised to check the Terms
    from time to time for any updates or changes that may affect you. We last modified these Terms on the
    date stated at the beginning of these Terms. If you are dissatisfied with the Service, its content or any
    Terms (including as modified), you agree that your sole and exclusive remedy is to discontinue using the
    Service. The Terms are the entire agreement between you and Enroll & Pay with respect to your use of
    the Service.

  4. Term; Fees and Payment
    6.1
    Term
    Unless otherwise terminated as set forth below, these Terms shall commence as of the effective
    date designated in the Order Form and shall continue in effect thereafter unless superseded or otherwise
    terminated by agreement of the parties.
    6.2
    Fees and Payment
    All fees are as set forth in the Order Form and shall be paid within thirty (30) days of your receipt
    of our invoice, unless otherwise specified in such Order Form. Except as otherwise set forth in the Order
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    Form, all fees are payable in advance. Except as expressly set forth in the Order Form, all fees are non
    refundable. You are required to pay any sales, use, value-added withholding, or similar taxes or levies,
    whether domestic or foreign, other than taxes based on our income. Any late payments shall be subject
    to a service charge equal to 1.5% per month of the amount due or the maximum amount allowed by law,
    whichever is less (plus the costs of collection).

  5. Notices and Communications
    7.1
    When you use the Enroll & Pay App or send emails to Enroll & Pay, you are communicating
    with Enroll & Pay electronically. Enroll & Pay will communicate with you by e-mail and phone or by posting
    notices in the Enroll & Pay App. You consent to receive notices and communications from Enroll & Pay
    electronically and agree that all notices and communications that Enroll & Pay provides you electronically
    satisfy any legal requirement that such communications are in writing, unless mandatory applicable laws
    specifically require a different form of communication.
    7.2
    All notices that you are required or desire to give to Enroll & Pay must be delivered in
    writing by e-mail to info@enrollandpay.com.

  6. Ownership and Licensing
    8.1
    Enroll & Pay grants you a limited, non-exclusive, non-transferable, revocable license to
    access, download and use the Enroll & Pay App and Services for your business’ commercial use only in
    accordance with these Terms and as specified on the Order Form, and without the right to sub-license or
    assign in any way. Enroll & Pay may from time-to-time upgrade, update or modify the Enroll & Pay App or
    Services, release new versions of the Enroll & Pay App or Services or create new related modules, each of
    which may, at Enroll & Pay’s sole discretion, be included in this license. Any use of the Enroll & Pay App
    or Services other than as specifically authorized herein, without our prior written permission, is strictly
    prohibited, will terminate the license granted herein and violate Enroll & Pay’s intellectual property rights.
    8.2
    All intellectual property rights in or related to the Enroll & Pay App and Services are and
    remain the sole and exclusive property of Enroll & Pay and its licensors, and all rights, title and interest
    associated with the Enroll & Pay App and Services not expressly granted by Enroll & Pay under these Terms
    are withheld.
    8.3
    You are not granted any rights or license to the Enroll & Pay name, trademarks, service
    marks, graphics or logos, which are and will remain the sole and exclusive property of Enroll & Pay. Enroll
    & Pay, Enroll & Pay Rewards, Community Cash Back® and our logos, our product or service names, our
    slogans and the look and feel of the Services are trademarks of Enroll & Pay and may not be copied,
    imitated or used, in whole or in part, without our prior written permission.
    8.4
    You grant Enroll & Pay a limited, non-exclusive, revocable, royalty-free right to use
    Merchant’s name, trademarks, service marks, graphics or logos (the “Merchant Marks”) in connection
    with Enroll & Pay’s promotion or provision of the Enroll & Pay App and Services to you or to provide
    Rewards to members for you or on your behalf. You represent and warrant that you own and have all
    rights to license Merchant Marks as set forth herein and that use of any Merchant Marks (including
    derivative works) by us in compliance with these Terms, does not and will not infringe any intellectual
    property rights of any third party. Enroll & Pay takes no responsibility and assumes no liability for any
    Merchant Marks provided by you or any third party.
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    8.5
    The Enroll & Pay App or Services may allow you to create, post, store and share content,
    including messages, text, photos, videos, and other materials to Loyalty Members relating to the Reward
    Program Rules (collectively, “Posted Information”). You hereby grant to Enroll & Pay a perpetual,
    worldwide, royalty-free, nonexclusive, transferable, irrevocable license to use, modify, adapt, translate,
    create derivative works of, reproduce, publish, broadcast, distribute and commercially exploit your Posted
    Information and any name or likeness provided in connection with your Posted Information, in whole or
    in part, and alone or as part of other works in any form, media or technology whether now known or
    hereafter developed, including, but not limited to, the right to sublicense through multiple tiers of sub
    licensees or assign in any way, in connection with the Enroll & Pay App or Services.
    8.6
    You hereby irrevocably waive and cause to be waived against Enroll & Pay any claims and
    assertions of moral rights or attribution with respect to your Posted Information. You may not create,
    post, store or share any Posted Information that violates these Terms or for which you do not have all the
    rights necessary to grant us the license described above. You represent and warrant that your Posted
    Information, and our use of such content as permitted by these Terms, will not violate any rights of or
    cause injury to any person or entity. We may delete or remove Posted Information at any time and for
    any reason with or without notice.
    8.7
    All intellectual property rights in or related to your Posted Information are and remain
    your sole and exclusive property, and all rights, title and interest associated with your Posted Information,
    not expressly granted by you under these Terms, are withheld.
    8.8
    The Enroll & Pay App and our Services may also contain information provided by Enroll &
    Pay, including, but not limited to, text, images, logos, photographs, graphics, audio, video, marketing
    materials, press releases and related information (“Enroll & Pay Content”). Enroll & Pay Content is
    protected by copyright, trademark, patent, trade secret and other laws, and Enroll & Pay owns and retains
    all rights in the Enroll & Pay Content.

  7. Prohibited Conduct
    9.1
    You will not violate any applicable law, contract, intellectual property right or other third
    party right or commit a tort, and you are solely responsible for your conduct while using the Enroll & Pay
    App and our Services. You will not: (a) engage in any harassing, threatening, intimidating, predatory or
    stalking conduct; (b) use or attempt to use another merchant or user’s account without authorization
    from that merchant or user; (c) sell, resell, rent, lease, provide access to or sublicense the Enroll & Pay
    App or our Services; (d) copy, reproduce, distribute, publicly perform or publicly display all or portions of
    the Enroll & Pay App or our Services, except as expressly permitted by us or our licensors; (e) modify the
    Enroll & Pay App or our Services, remove any proprietary rights notices or markings, or otherwise make
    any derivative works based upon the Enroll & Pay App or our Services; (f) use the Enroll & Pay App or our
    Services other than for their intended purpose and in any manner that could interfere with, disrupt,
    negatively affect or inhibit other users from fully enjoying the Enroll & Pay App or our Services; (g) reverse
    engineer, decompile or disassemble any aspect of the Enroll & Pay App or our Services, or do anything
    that might discover source code or bypass or circumvent measures employed to prevent or limit access
    to any part of the Enroll & Pay App or our Services; (h) use any data mining, robots or similar data gathering
    or extraction methods designed to scrape or extract data from the Enroll & Pay App or our Services; (i)
    develop or use any applications that interact with the Enroll & Pay App or our Services without our prior
    written consent; (j) use the Enroll & Pay App or our Services for any illegal or unauthorized purpose, or
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    engage in, encourage or promote any activity that violates these Terms; or (k) propagate any virus, worms,
    Trojan horses, or other programming routine intended to damage any system or data.
    9.2
    You may also post or otherwise share only Posted Information that is nonconfidential and
    that you have all necessary rights to disclose. You may not create, post, store or share any Posted
    Information that: (a) is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive,
    harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory or fraudulent; (b)
    would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party
    or otherwise create liability or violate any applicable law; (c) may infringe any patent, trademark, trade
    secret, copyright or other intellectual or proprietary right of any party; (d) contains or depicts any
    statements, remarks or claims that do not reflect your honest views and experiences; (e) impersonates,
    or misrepresents your affiliation with, any person or entity; (f) contains any unsolicited promotions,
    political campaigning, advertising or solicitations; (g) contains any private or personal information of a
    third party without such third party’s consent; (h) contains any viruses, corrupted data or other harmful,
    disruptive or destructive files or content; or (i) in our sole judgment, is objectionable, restricts or inhibits
    any other person from using or enjoying the Enroll & Pay App or our Services, or may expose Enroll & Pay
    or others to any harm or liability of any type.
    9.3
    You agree to comply fully with all applicable regulations of the United States Department
    of Commerce and with the United States Export Administration Act, as amended from time to time, and
    with all applicable laws and regulations of other jurisdictions with respect to the importation and use of
    the Enroll & Pay App and our Services.
    9.4
    Enforcement of this Section 9 is solely at Enroll & Pay’s discretion, and failure to enforce
    this section in some instances does not constitute a waiver of our right to enforce it in other instances. In
    addition, this Section 9 does not create any private right of action on the part of any third party or any
    reasonable expectation that the Enroll & Pay App or Services will not contain any content that is prohibited
    by such rules.

  8. Loyalty Member Data
    10.1
    “Loyalty Member Data” means any and all data, including any personal information as
    defined by applicable law, obtained from or provided by your Loyalty Members through the Enroll & Pay
    App and our Services. You will provide all required notices to and collect all required consents from your
    Loyalty Members, relating to Enroll & Pay’s collection, use, and/or processing of Loyalty Member Data for
    you or on your behalf. In addition. You are solely responsible for the accuracy, content and legality of all
    Loyalty Member Data. You represent and warrant that you have sufficient rights in the Loyalty Member
    Data to allow Enroll & Pay to use and process the Loyalty Member Data in accordance with these Terms
    and to grant the rights granted to us in Section 10.2 below and that the Loyalty Member Data does not
    infringe or otherwise violate the rights of any third party.
    10.2
    As between the parties, you shall retain all right, title and interest (including any and all
    intellectual property rights) in and to the Loyalty Member Data as provided to us. Subject to these Terms,
    you hereby grant us a non-exclusive, worldwide, royalty-free right to use, process, copy store, transmit,
    modify, create derivative works of and display the Loyalty Member Data to the extent necessary to
    provide you the Enroll & Pay App and our Services. You also hereby grant us the right to further use and
    disclose to third parties the Loyalty Member Data on an aggregated, anonymized basis and in a manner
    that does not identify Loyalty Members (“Aggregate Loyalty Member Data”) for the purpose of performing
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    analytics, creating or improving our products or services, or for any other reasonable purpose (including
    commercial purposes) that is not prohibited by law.

  9. Feedback
    11.1
    You may voluntarily post, submit or otherwise communicate to us any questions,
    comments, suggestions, ideas, original or creative materials or other information about the Enroll & Pay
    App or our Services (collectively, “Feedback”). You understand that we may use such Feedback for any
    purpose, commercial or otherwise, without acknowledgment or compensation to you, including, without
    limitation, to develop, copy, publish, or improve the Feedback in Enroll & Pay’s sole discretion. You
    understand that Enroll & Pay may treat Feedback as nonconfidential.

  10. Disclaimer of Warranties; Limitation of Liability
    12.1
    THE SERVICE, THE ENROLL & PAY APP, AND CONTENT ON OR AVAILABLE THROUGH THE
    ENROLL & PAY APP ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. ENROLL & PAY EXPRESSLY
    DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT
    LIMITATION, ALL IMPLIED WARRANTIES OF ACCURACY, MERCHANTABILITY, TITLE, FITNESS FOR A
    PARTICULAR PURPOSE AND NONINFRINGEMENT.
    12.2
    ENROLL & PAY MAKES NO WARRANTY THAT: (A) THE ENROLL & PAY APP OR THE SERVICE
    WILL MEET YOUR REQUIREMENTS; (B) THE ENROLL & PAY APP OR THE SERVICE WILL BE AVAILABLE ON
    AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED
    FROM USE OF THE ENROLL & PAY APP OR THE SERVICE WILL BE ACCURATE, TIMELY, OR RELIABLE; OR (D)
    THE QUALITY OF THE ENROLL & PAY APP OR THE SERVICE WILL MEET YOUR EXPECTATIONS.
    12.3
    YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE ENROLL & PAY APP AND THE
    SERVICE. ENROLL & PAY SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR ANY DAMAGE TO YOUR
    COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM YOUR USE OF THE ENROLL & PAY APP.
    12.4
    ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE
    ENROLL & PAY APP OR THE SERVICE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL
    BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH
    RESPECT TO ANY DAMAGE TO YOUR COMPUTER SYSTEM, INTERNET ACCESS, DOWNLOAD OR DISPLAY
    DEVICE, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
    12.5
    ENROLL & PAY DOES NOT REPRESENT OR GUARANTEE THAT THE ENROLL & PAY APP OR
    SERVICES WILL BE FREE FROM LOSS, CORRUPTION, ATTACK, VIRUSES, INTERFERENCE, HACKING OR OTHER
    SECURITY INTRUSION, AND ENROLL & PAY DISCLAIMS ANY LIABILITY RELATING THERETO. YOU WILL BE
    RESPONSIBLE FOR BACKING UP YOUR OWN DEVICE OR COMPUTER SYSTEM.
    12.6
    ENROLL & PAY HEREBY DISCLAIMS ANY AND ALL LIABILITY TO YOU FOR ANY LOSSES YOU
    MAY INCUR FROM UNAUTHORIZED USE OF YOUR ENROLL & PAY MERCHANT ACCOUNT OR YOUR USER
    NAME AND PASSWORD, EITHER WITH OR WITHOUT YOUR KNOWLEDGE. HOWEVER, YOU COULD BE HELD
    LIABLE FOR LOSSES INCURRED BY ENROLL & PAY OR ANOTHER DUE TO SOMEONE ELSE USING YOUR
    PASSWORD OR USER NAME. YOU WILL INDEMNIFY AND HOLD ENROLL & PAY HARMLESS FOR ANY
    IMPROPER OR ILLEGAL USE OF YOUR ENROLL & PAY MERCHANT ACCOUNT.
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    12.7
    ENROLL & PAY DOES NOT REVIEW OR MONITOR ANY MERCHANT MARKS, POSTED
    INFORMATION, OR THE GOODS OR SERVICES OFFERED BY MERCHANT TO ANY LOYALTY MEMBERS,
    MERCHANT CUSTOMERS OR OTHER THIRD PARTIES. ACCORDINGLY, ENROLL & PAY HEREBY DISCLAIMS
    ANY AND ALL LIABILITY FOR ANY LOSSES ARISING FROM OR IN CONNECTION WITH ACTIONS TAKEN OR
    OMITTED BY YOU FOR ANY MERCHANT MARKS, GOODS OR SERVICES OFFERED AND THE NATURE OF ANY
    POSTED INFORMATION, INCLUDING, BUT NOT LIMITED TO, YOUR FAILURE TO HONOR ANY OFFER,
    DISCOUNT, REWARD OR OTHER OBLIGATIONS YOU MAY HAVE TO ANY LOYALTY MEMBERS, CUSTOMERS
    OR OTHER THIRD PARTIES. In addition, Enroll & Pay is not responsible for the goods and services that any
    Loyalty Member, Merchant customer or other third party purchases using the Services or the Enroll & Pay
    App. You are responsible for any customer service obligations related to those goods and services,
    including order fulfillment, order cancellation, returns, refunds and adjustments, rebates, functionality
    and warranty, technical support, and issues concerning experiences your personnel, policies, or processes.
    Enroll & Pay is also not responsible for any customer service related to your payment instrument(s).
    12.8
    YOU ACKNOWLEDGE AND AGREE THAT YOUR SUBMISSION OF POSTED INFORMATION IS
    AT YOUR SOLE RISK. ENROLL & PAY HEREBY DISCLAIMS ANY AND ALL LIABILITY TO YOU FOR ANY LOSSES
    YOU MAY INCUR RELATING TO YOUR CONDUCT OR POSTED INFORMATION.
    12.9
    THE ENROLL & PAY APP AND SERVICES IS MANAGED FROM ENROLL & PAY’S FACILITIES IN
    THE UNITED STATES. ENROLL & PAY DOES NOT REPRESENT OR WARRANT THAT THE ENROLL & PAY APP
    OR SERVICE IS APPROPRIATE OR AVAILABLE FOR USE IN OTHER JURISDICTIONS. IF YOU ACCESS OR USE
    THE ENROLL & PAY APP OR SERVICE FROM OTHER JURISDICTIONS, YOU DO SO OF YOUR OWN VOLITION
    AND AT YOUR OWN RISK.
    12.10 Limitation of Liability
    IN NO EVENT SHALL WE, OUR AFFILIATES OR OUR LICENSORS BE LIABLE FOR ANY DAMAGE, CLAIM
    OR LOSS INCURRED BY YOU, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, COMPENSATORY,
    INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, OR DAMAGES FOR PERSONAL INJURY,
    BUSINESS INTERRUPTION, LOSS OF INFORMATION, LOSS OF PRIVACY, LOSS OF PROFITS OR REVENUE
    INCURRED BY YOU OR ANY THIRD PARTY IRRESPECTIVE OF WHETHER WE HAVE BEEN INFORMED OF,
    KNEW OF, OR SHOULD HAVE KNOWN OF THE LIKELIHOOD OF SUCH DAMAGES. THIS LIMITATION APPLIES
    TO ALL CAUSES OF ACTION IN THE AGGREGATE INCLUDING WITHOUT LIMITATION BREACH OF CONTRACT,
    BREACH OF WARRANTY, DEFAMATION, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, AND
    OTHER TORTS, AS WELL AS THIRD-PARTY CLAIMS ARISING FROM YOUR ACCESS TO, OR USE OF, OR
    INABILITY TO USE THE SERVICE OR THE ENROLL & PAY APP.
    12.11 IF THE DISCLAIMERS OR LIMITATIONS OF LIABILITY IN THIS SECTION 12 ARE FOR ANY
    REASON HELD BY A COURT OR OTHER TRIBUNAL OF COMPETENT JURISDICTION TO BE VOID,
    UNENFORCEABLE OR INAPPLICABLE, SUCH PROVISIONS SHALL BE LIMITED OR ELIMINATED TO THE
    MINIMUM EXTENT NECESSARY AND REPLACED WITH A VALID PROVISION THAT BEST EMBODIES THE
    INTENT OF THESE TERMS OF USE, PROVIDED, IN NO EVENT WILL THE AGGREGATE LIABILITY OF ENROLL &
    PAY OR ITS AFFILIATES TO YOU AND ANY THIRD PARTY IN CONNECTION WITH THESE TERMS OR YOUR
    ACCESS TO AND USE OF THE SERVICE OR THE ENROLL & PAY APP EXCEED THE AMOUNTS PAID OR PAYABLE
    BY YOU DURING THE SIX (6) MONTH PERIOD PRIOR TO WHEN THE CLAIM AROSE, REGARDLESS OF THE
    FORM OR THEORY OF THE ACTION OR CLAIM.

  11. Indemnification and Waiver
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    13.1
    By using the Service and the Enroll & Pay App, you agree, to the fullest extent permitted
    by law, to indemnify and hold Enroll & Pay, its directors, officers, employees, affiliates, agents,
    contractors, principals, and licensors (individually and collectively, the “Enroll & Pay Parties”) harmless
    with respect to any losses, liabilities, claims, demands, damages, expenses or costs (“Claims”) arising out
    of your (a) breach of these Terms or any representation or warranty (b) your use of the Service and the
    Enroll & Pay Apps; (c) your Posted Information or Feedback; (d) your violation, misappropriation or
    infringement of any rights of another (including intellectual property rights or privacy rights); (e) your
    conduct in connection with the Services; (f) any Loyalty Member Data (including, without limitation, the
    violation of any laws, regulations or privacy rights); or (g) any dispute between you and any Loyalty
    Member.
    13.2
    You cannot sue or recover any damages from Enroll & Pay, its directors, officers,
    employees, affiliates, agents, contractors, principals, and licensors as a result of its decision to (a) remove
    or refuse to process any information or content, (b) warn you, suspend or terminate your access to the
    Enroll & Pay App or Service, or (c) take any other action during the investigation of a suspected violation
    or as a result of Enroll & Pay’s conclusion that a violation of these Terms has occurred.
    13.3
    This waiver and indemnity provision applies to all violations described in or contemplated
    by these Terms.
    13.4
    You agree to promptly notify the Enroll & Pay Parties of any third-party Claims, cooperate
    with the Enroll & Pay Parties in defending such Claims and pay all fees, costs and expenses associated with
    defending such Claims (including, but not limited to, attorneys’ fees). You also agree that the Enroll & Pay
    Parties will have control of the defense or settlement, at Enroll & Pay’s sole option, of any third-party
    Claims.

  12. Suspension and Termination
    14.1
    Either party may terminate these Terms if the other party (a) fails to cure any material
    breach of these Terms (including a failure to pay fees) within thirty (30) days after written notice (such
    notice must contain sufficient detail as to the nature of the breach and state the intent to terminate and
    email notice is sufficient in the case of non-payment); (b) ceases operation without a successor; or (c)
    seeks protection under any bankruptcy, receivership, trust deed, creditors’ arrangement, composition, or
    comparable proceeding, or if any such proceeding is instituted against that party (and not dismissed within
    sixty (60) days thereafter). Either party may, at its convenience, terminate these Terms with or without
    cause, in whole or in part, upon thirty (30) days’ prior written notice. If you cancel these Terms pursuant
    to the foregoing termination for convenience, you shall pay a cancellation fee of $0.00, unless otherwise
    specified in the Order Form.
    14.2
    Upon any termination of these Terms, (a) you shall immediately cease any and all use of
    and access to the Enroll & Pay App and the Services, (b) your Enroll & Pay Merchant account shall be
    terminated, and (c) each party will return to the other party (or destroy) such other party’s Confidential
    Information, as defined below, notwithstanding any Aggregate Loyalty Member Data or Aggregate Usage
    Data, as defined below. Upon termination of your Enroll & Pay Merchant account, your Loyalty Members
    will no longer have access to earned discounts, points and Rewards.
    14.3
    We reserve the right, in our sole discretion, to reject, refuse to post or remove your
    Posted Information, or to deny, restrict, suspend, or terminate your access to your Merchant account and
    all or any part of the Service at any time, for any or no reason, with or without prior notice or explanation,
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    and without liability. Following the suspension or termination of your Merchant account, Enroll & Pay will
    not be under any obligation to return any Posted Information of any kind to you.
    14.4
    In the event of a termination or suspension of your Merchant account, Enroll & Pay has
    the right to retain and use Loyalty Member Data and complete any authorized transactions. Any provisions
    that by their nature require survival in order to be effective, shall survive the termination of these Terms,
    including but not limited to Sections: 6.2 (Fees and Payment), 8 (Ownership and Licensing), 9 (Prohibited
    Conduct), 10 (Loyalty Member Data), 11 (Feedback), 12 (Disclaimer of Warranties; Limitation of Liability),
    13 (Indemnification and Waiver), 14 (Suspension and Termination), 15 (Confidential Information), 16
    (Applicable Law and Jurisdiction), and 17 (General).

  13. Confidential Information
    15.1
    Each party agrees that all code, inventions, know-how, business, technical and financial
    information it obtains (“Receiving Party”) from the disclosing party (“Disclosing Party”) constitute the
    confidential property of the Disclosing Party (“Confidential Information”), provided that it is identified as
    confidential at the time of disclosure or should be reasonably known by the Receiving Party to be
    Confidential Information due to the nature of the information disclosed. Any Services, performance
    information relating to the Enroll & Pay App, and these Terms shall be deemed Confidential Information
    of Enroll & Pay without any marking or further designation. In addition, all fees and pricing information
    will be Enroll & Pay’s Confidential Information. Except as expressly authorized herein, the Receiving Party
    will hold in confidence and not use or disclose any Confidential Information. The Receiving Party’s
    nondisclosure obligation shall not apply to information which the Receiving Party can document: (a) was
    rightfully in its possession or known to it prior to receipt of the Confidential Information; (b) is or has
    become public knowledge through no fault of the Receiving Party; (c) is rightfully obtained by the
    Receiving Party from a third party without breach of any confidentiality obligation; (d) is independently
    developed by employees of the Receiving Party who had no access to such Confidential Information; or
    (e) is required to be disclosed pursuant to a regulation, law or court order (but only to the minimum extent
    required to comply with such regulation or order and with advance notice to the Disclosing Party). The
    Receiving Party acknowledges that disclosure of Confidential Information would cause substantial harm
    for which damages alone would not be a sufficient remedy, and therefore that upon any such disclosure
    by the Receiving Party the Disclosing Party shall be entitled to seek appropriate equitable relief (without
    the posting of a bond or similar instrument) in addition to whatever other remedies it might have at law.
    15.2
    Notwithstanding the above, Enroll & Pay may compile aggregate data related to your
    usage of the Enroll & Pay App and the Services and may use and/or disclose such aggregate data to third
    parties, to the extent that you or any Loyalty Members are not identified as the source of such data and
    as long as the data does not reveal the identity, whether directly or indirectly, of any individual, or specific
    data entered by or relating to any individual (“Aggregate Usage Data”).

  14. Mandatory Arbitration; Choice of Law; Jurisdiction
    Merchant agrees that it will arbitrate certain disputes and claims with Enroll & Pay in accordance with
    these Terms and that it is limited in the manner in which it can seek relief from Enroll & Pay. No class or
    representative actions or arbitrations are allowed under this arbitration provision. In addition, arbitration
    precludes you from suing in court or having a jury trial.
    A.
    No Representative Actions. You and Enroll & Pay agree that any dispute arising out of or
    related to these Terms or our Services is between you and Enroll & Pay and that any dispute will be
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    resolved solely through individual action, and will not be brought as a class arbitration, class action or any
    other type of representative proceeding.
    B.
    Arbitration of Disputes. Except for small claims disputes in which you or Enroll & Pay seeks
    to bring an individual action in small claims court located in the county of your billing address or disputes
    in which you or Enroll & Pay seeks injunctive or other equitable relief for the alleged infringement or
    misappropriation of intellectual property, you and Enroll & Pay waive your rights to a jury trial and to have
    any other dispute arising out of or related to these Terms or our Services, including claims related to
    privacy and data security, (collectively, “Disputes”) resolved in court. Instead, for any Dispute that you
    have against Enroll & Pay you agree to first contact Enroll & Pay and attempt to resolve the claim
    informally by sending a written notice of your claim (“Notice”) to Enroll & Pay by email at
    [info@enrollandpay.com ] or by certified mail addressed to [512 Via de la Valle, #301, Solana Beach, Ca.
    92075). The Notice must (a) include your name, your organization’s name and address, email address, and
    telephone number; (b) describe the nature and basis of the Dispute; and (c) set forth the specific relief
    sought. Our notice to you will be similar in form to that described above. If you and Enroll & Pay cannot
    reach an agreement to resolve the Dispute within thirty (30) days after such Notice is received, then either
    party may submit the Dispute to binding arbitration administered by JAMS or, under the limited
    circumstances set forth above, in court. All Disputes submitted to JAMS will be resolved through
    confidential, binding arbitration before one arbitrator. Arbitration proceedings will be held in San Diego
    County, California. You and Enroll & Pay agree that Disputes will be held in accordance with the JAMS
    Streamlined Arbitration Rules and Procedures (“JAMS Rules”). The most recent version of the JAMS Rules
    are available on the JAMS website and are hereby incorporated by reference. You either acknowledge and
    agree that you have read and understand the JAMS Rules or waive your opportunity to read the JAMS
    Rules and waive any claim that the JAMS Rules are unfair or should not apply for any reason.
    C.
    You and Enroll & Pay agree that these Terms affect interstate commerce and that the
    enforceability of this Section 16 will be substantively and procedurally governed by the Federal Arbitration
    Act, 9 U.S.C. § 1, et seq. (the “FAA”), to the maximum extent permitted by applicable law. As limited by
    the FAA, these Terms and the JAMS Rules, the arbitrator will have exclusive authority to make all
    procedural and substantive decisions regarding any Dispute and to grant any remedy that would
    otherwise be available in court, including the power to determine the question of arbitrability. The
    arbitrator may conduct only an individual arbitration and may not consolidate more than one
    organization’s claims, preside over any type of class or representative proceeding or preside over any
    proceeding involving more than one organization.
    D.
    The arbitration will allow for the discovery or exchange of non-privileged information
    relevant to the Dispute. The arbitrator, Enroll & Pay, and you will maintain the confidentiality of any
    arbitration proceedings, judgments and awards, including information gathered, prepared and presented
    for purposes of the arbitration or related to the Dispute(s) therein. The arbitrator will have the authority
    to make appropriate rulings to safeguard confidentiality, unless the law provides to the contrary. The duty
    of confidentiality does not apply to the extent that disclosure is necessary to prepare for or conduct the
    arbitration hearing on the merits, in connection with a court application for a preliminary remedy or in
    connection with a judicial challenge to an arbitration award or its enforcement, or to the extent that
    disclosure is otherwise required by law or judicial decision.
    E.
    You and Enroll & Pay agree that the party that initiates the arbitration shall pay all JAMS
    fees and costs. You and Enroll & Pay agree that the state or federal courts of the State of California and
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    the United States sitting in San Diego County, California, have exclusive jurisdiction over any appeals and
    the enforcement of an arbitration award.
    F.
    Any dispute arising from this Terms and your use of the Services will be governed by and
    construed and enforced in accordance with the laws of California, except to the extent preempted by U.S.
    federal law, without regard to conflict of law rules or principles (whether of California or any other
    jurisdiction) that would cause the application of the laws of any other jurisdiction. Any dispute between
    the parties that is not subject to arbitration or cannot be heard in small claims court will be resolved in
    the state or federal courts of California and the United States, respectively, sitting in San Diego County,
    California.
    G.
    Any Dispute must be filed within one year after the relevant claim arose; otherwise, the
    Dispute is permanently barred, which means that you and Enroll & Pay will not have the right to assert
    the claim.
    H.
    If any portion of this Section 16 is found to be unenforceable or unlawful for any reason,
    (a) the unenforceable or unlawful provision shall be severed from Terms; (b) severance of the
    unenforceable or unlawful provision shall have no impact whatsoever on the remainder of this Section 16
    or the parties’ ability to compel arbitration of any remaining claims on an individual basis pursuant to this
    Section 16; and (c) to the extent that any claims must therefore proceed on a class, collective,
    consolidated, or representative basis, such claims must be litigated in a civil court of competent
    jurisdiction and not in arbitration, and the parties agree that litigation of those claims shall be stayed
    pending the outcome of any individual claims in arbitration. Further, if any part of this Section 16 is found
    to prohibit an individual claim seeking public injunctive relief, that provision will have no effect to the
    extent such relief is allowed to be sought out of arbitration, and the remainder of this Section 16 will be
    enforceable.

  15. General
    17.1
    A failure by Enroll & Pay to enforce any right or provision of the Terms will not constitute
    a waiver by Enroll & Pay of future enforcement of that right or provision or any other right or provision.
    17.2
    If any provision of the Terms is held to be invalid or unenforceable, that provision will be
    inoperative only to the extent necessary and will be severed from the remainder of the Terms. The rest
    of the Terms will remain in full force and effect.
    17.3
    Except as specifically stated, no third party will have any rights under, or be able to
    enforce, the Terms.
    17.4
    You must not assign or transfer any of your rights or obligations under the Terms, in whole
    or in part, by operation of law or otherwise, without the prior written approval of Enroll & Pay. You must
    enter into any documents required by Enroll & Pay to effectuate an assignment or transfer by Enroll &
    Pay of its rights and obligations under the Terms.
    17.5
    The Terms establish an independent contractor relationship between you and Enroll &
    Pay, and do not create any affiliate relationship, partnership, joint venture, employment relationship,
    agency, or fiduciary or other special relationship between you and Enroll & Pay. Except as expressly stated
    in the Terms, neither party has the authority to act or purport to act as the other party’s agent or
    representative for any purpose.
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    17.6
    Neither party shall be liable to the other for any delay or failure to perform any obligation
    under these Terms (except for a failure to pay fees) if the delay or failure is due to unforeseen events
    which occur after the signing of these Terms and which are beyond the reasonable control of such party,
    such as a strike, blockade, war, act of terrorism, riot, natural disaster, or failure or diminishment of power
    or telecommunications or data networks or services.
    17.7
    The Terms and the Privacy Policy constitute the entire and complete legal agreement
    between you and Enroll & Pay regarding its subject matter, and completely replaces any prior or
    contemporaneous agreements or understanding, written or oral, between you and Enroll & Pay regarding
    its subject matter. Each party acknowledges that it has not relied on any oral or written representations
    made to it (whether made negligently or innocently) other than as expressly set out in the Terms. Nothing
    in this Section 17.7 will limit or exclude your liability for fraud.
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