22% annual merchant churn is eroding portfolio value
“Race to the bottom” luring MIDS away without bundled loyalty.
ISO agents defecting when you can’t match sticky features
Margin squeeze as
rate-cutting becomes the only sales lever
Ignore the problem and the losses compound next quarter.
≤ 50 % churn 30 % ticket size 1–2 extra visits / month COO, Regional Processor
We’ve walked the ISO aisle. Competing on pennies is brutal. We can help.
Add Enroll & Pay to your terminal build or gateway catalog without a code rewrite.
Deploy loyalty-ready devices; merchants self-activate in minutes via guided onboarding.
Collect shared revenue and extra processing revenue while we guide and support your merchant.
ISO’s and Acquirers try to compete with Venture backed POS giants that have bundled POS-loyalty ecosystems.
Enroll & Pay adds the same card linked loyalty to the terminals you already deploy.
Shoppers auto-enroll at checkout, driving 30% larger tickets and one to two extra visits per month.
Portfolio churn falls by as much as 50%, and a shared revenue lands in your account on every active terminal.
Enroll & Pay is pre-certified on major terminal brands (PAX, Ingenico, Dejavoo, etc.). You simply add it to your build or gateway catalog—no code rewrite or hardware swap needed.
No. Enroll & Pay operates at the terminal level, leaving processor tech stacks and gateways untouched.
As soon as devices are ready, you can ship pre-flashed, loyalty-ready terminals and merchants can self-activate via guided onboarding—sometimes within a single business day.
Each active MID (merchant ID) adds a new SaaS fee, structured as a revenue share per your partnership agreement.
Field data shows up to 50% reduction in merchant churn and 30% increase in average ticket size—delivering both higher volume and portfolio value.
A single swipe and quick phone entry links the customer’s card. No punch cards, apps, or extra enrollment steps are needed.
Yes. Enroll & Pay supports both white-label partnerships and deep branding options, with customized portals and merchant-facing materials.
Absolutely. Enroll & Pay is PCI-DSS Level 1 and GDPR audited. All updates are delivered OTA (over-the-air) to ensure compliance.
No. Merchant and cardholder onboarding is automated and support is centrally managed. OTA updates mean zero on-site service/truck rolls.
Sticky card-linked loyalty makes merchants less likely to switch, raising retention and annual portfolio value.
Both. Start with a cancel-anytime pilot kit (10+ devices, 30-day test) or fully embed across your entire terminal SKU set.
You begin collecting shared SaaS fees for every active terminal as soon as merchants activate—often within weeks.
Yes. ISO/agent partners love loyalty as a sales story; agents selling sticky solutions stay longer.
Self-serve onboarding is built into each device. Merchants can get started in minutes, without processor hand-holding.
No. Loyalty operations run in parallel to core payment rails, so transaction speed stays high.
None. All updates are over-the-air, with no need for new hardware, on-site installs, or upfront capital investments.
Never. Merchant and customer data stay within the secure payment rails and compliant hosting environments.
There’s a clear, 30-day cancel-anytime policy for pilots; merchants can opt-out with no penalty.
Through Enroll & Pay’s merchant dashboard, you can offer additional SaaS add-ons and monitor up-sell results per MID.
Enroll & Pay is running on major platforms. Please contact us for a full list and integration roadmap.
A calculator, demo, and 15-minute portfolio walk-through are available to preview your potential churn, ticket, and revenue impact before launch.
Enroll & Pay manages OTA product updates, compliance, and merchant onboarding support—no new resource strain for your teams.
